20+ years combined experience as both a "wholesale" and "retail" sales representative. I have a broad understanding of all the "moving parts" of this industry which results in a lower stress, seamless transaction for my clients. Furthermore, it is fair, dependable and honest business practices on which I pride myself. My goal: Through complete 'transparency' - I work to mitigate for my clients the fear and general mistrust that 'mortgage banking' has unfortunately become notorious for.