After 23 years as a successful real estate broker and licensed mortgage loan originator, I have created a unique method of buying and selling properties in which I can guarantee the lowest payments for my buyers, thanks to my connections with wholesale financing, When buyers see the payments, they are immediately attracted to the property. Currently, he can advertise to qualified buyers at a 4.76% rate (30 yr., fully amortized) with as little as 0% down (and no MI). This cuts their mortgage payment by 40% or sometimes more. He then advertises this payment to attract a new audience of buyers who normally would not have considered your price range. These are just some of the cutting-edge techniques that most realtors are unaware of. Maybe that is why Michael is in the "Top 1% of All Agents" in his Keller Williams Realty office.