Devin leads PBS’s underwriting, account management and servicing teams and brings superior credit and relationship knowledge to borrowers and lenders. He is experienced in managing all phases of the real estate mortgage finance lifecycle. With a strong knowledge of capital market and credit risk, Devin has been responsible for directing origination, credit and servicing of commercial bank and credit union loan portfolios for over 25 years. He has experience in lending for owner occupancy, investment, condominium conversion, construction, pre-development projects and warehousing. He has overseen the origination of over $2 billion in commercial and commercial real estate loans including approximately $375 million for PBS and its members. Under his oversight no member has had to recognize a loss or charge-off through a PBS originated and serviced credit. Devin founded PBS in 2006 after 17 distinguished years as a senior credit professional in the banking industry. He has multi-disciplinary experience ranging from origination, workouts, strategic planning, budgeting, consulting, sales and servicing. His focus on relationships and practical solutions sets him apart from more rigid lending cultures that tend to discourage innovation and creativity. Devin holds a Bachelor of Arts degree in Business and Finance From American University, and has devoted himself to continuing professional education through countless hours of coursework in all major credit disciplines. He is a participant in numerous local and national associations and has been empaneled as an expert speaker at seminars and industry conventions throughout his career.