A rare opportunity in the heart of Fresno, this ±25,650 square foot freestanding building includes a secured, gated parking garage—an amenity that is extremely limited in the downtown market and a key driver of value. The property is currently occupied and operating as a retail pawn shop, providing immediate in-place income, while the building’s high ceilings, open floor areas, and solid construction allow for a wide range of repositioning or redevelopment options. Passive income from the parking garage is expected to offset a significant portion of the monthly mortgage, with additional revenue generated from the ground-floor retail space and a well-appointed upstairs loft featuring two bedrooms, two baths, and in-unit laundry, creating a true income-producing asset from day one. The loft also offers flexibility for live-work use, executive office, creative studio, or on-site management. Seller financing is available with the owner carrying approximately $1.4 million at a fixed 5.2% interest rate through 2045, offering attractive leverage in today’s market. This property is well suited for retail, office, showroom, entertainment, or mixed-use redevelopment, combining scale, parking, and income potential in a way that is rarely available in Downtown Fresno.