LEASE This is an absolute NNN lease with 14 years remaining, guaranteed by a publicly traded company. The Tenant is Peoples Bank, guaranteed by Finward Bancorp. Rent increases 2.00% annually and Tenant has no renewal options remaining. The lease was originally structured as a sale/leaseback to a private equity fund, so it has been written to the highest possible standards. This can be owned and managed from anywhere in the world. PROPERTY The Property consists of a one-story ± 4,064 SF building situated on a large 1.595acre lot. There are 28 parking spaces, along with a four-lane drive-thru. The site offers excellent visibility and access via a signalized intersection along State Road 231. There is an unobstructed monument sign on SR 231, offering excellent curb appeal and exposure. This location has a great deposit base of ± $83M.