Positioned along the scenic Embarcadero in Morro Bay, California, this rare waterfront bakery opportunity offers a unique blend of charm, visibility, and income potential. Spanning approximately 1,956 square feet, the freestanding building is ideally situated in one of the Central Coast’s most visited tourist corridors, directly across from the iconic Morro Rock and steps from the harbor. The property features a fully built-out bakery space with inviting storefront visibility, ample foot traffic, and panoramic views of the bay. Its location within the vibrant Embarcadero district places it among a mix of boutique shops, seafood restaurants, and recreational attractions, drawing both locals and year-round visitors. The building’s layout supports both retail and food service operations, with potential for indoor seating, display counters, and back-of-house prep areas. With an asking price of $3,900,000, this asset presents a compelling opportunity for owner-users seeking a turnkey bakery or café concept, or investors looking to capitalize on Morro Bay’s thriving tourism economy. The property’s proximity to Highway 1 and the Pacific Coast Highway ensures seamless access to San Luis Obispo, Paso Robles, and the broader Central Coast region. Additionally, the site may benefit from local business incentives and coastal development support, subject to city and Coastal Commission review.