Assume 80/20 LTV for owner occupancy financing with 20% down and financing $120,000 @ 6% with a 25 year amortization = $774 monthly ($10.37 sf) plus $1,318 monthly condo fees. The BGE for the unit and the HVAC service are included in the condo fee. Current Baltimore County Real Estate Taxes are $2,312. Local lenders offer 100% financing for qualified medical uses.