FHA approved! Purchase with as low as a 3.5% down payment. This asset presents a strong opportunity for both investors seeking stable income and upside, as well as for potential homeowners. This mixed-use building features a five-bedroom apartment over a four-bedroom apartment over a 1,250 sq ft ground-floor retail space. The building has been fully gut-renovated, including all new plumbing, electrical, sewer systems, and gas piping. Each apartment has been renovated with high quality finishes including stainless steel appliances, granite countertops, and includes washer/ dryer hookups, and Navien on demand boilers. Tenants pay heat, electric, and gas. The commercial space has been extensively upgraded, featuring modernized heating and cooling systems, updated electrical and plumbing infrastructure, enhanced lighting, new flooring, and a fully renovated bathroom. A new certificate of occupancy was obtained in 2020. Total building size is 3,251 SF. Zoned R6, C1-4. This well-positioned, turnkey asset is attractive for 1031 exchange buyers, first-time homeowners, and long-term investors. Both residential apartments are vacant.