Harbor Stone Advisors is pleased to present Howard Row, a premier, gut-renovated asset located in Downtown Baltimore City. This exceptional property offers unparalleled convenience and connectivity, positioned less than a 10-minute walk from some of Baltimore City's most significant employers, including the expansive Metro West Complex, which is projected to house 2,500 state employees by the end of 2025. Residents of Howard Row benefit from immediate access to a multitude of public transit options, facilitating effortless commutes throughout the city. The property is also just a short stroll from neighborhood landmarks, such as Lexington Market. Howard Row comprises 52 spacious apartments, offering a diverse unit mix to cater to a broad range of residents. The residential component includes (26) Studios, (14) 1 Bedroom-1 Bathroom units, (9) 2 Bedroom-1 Bathroom units, and (3) 2 Bedroom-2 Bathroom units. In addition to the residential offerings, the property features (6) highly versatile commercial spaces, presenting an attractive opportunity for various businesses. A comprehensive gut renovation of the entire property was completed in 2019 by the current ownership, ensuring that all systems and finishes are modern and up-to-date. This extensive renovation has resulted in minimal deferred maintenance, significantly reducing the capital expenditure burden for a new owner. Typical apartment unit features include black/stainless steel appliance packages, granite countertops, wood cabinets, LVP flooring, in-unit washer/dryers, and luxury finishes. The acquisition of Howard Row represents a compelling opportunity for a new owner to capitalize on several avenues for value creation. A primary focus will be on achieving organic rent growth by optimizing current market rates and implementing strategic leasing initiatives to fully stabilize the residential component. Beyond the residential units, there is significant potential to actively market and lease the three vacant commercial spaces to long-term, stable tenants, thereby enhancing the property's overall income stream. Additionally, the property offers an immediate opportunity to monetize the four storage areas that are presently occupied by the current owner, converting these into a new revenue source. A distinct financial advantage for Howard Row is its existing Historic CHAP Tax Credit, which remains in place through the 2029-2030 tax year. Howard Row stands as a turn-key asset with substantial upside potential in one of Baltimore City's most dynamic and redeveloping neighborhoods.