INVESTMENT-GRADE CORPORATE CREDIT (S&P: AA-) - ?Lease guaranteed by JPMorgan Chase, the largest bank in the United States by deposits with ~$2.8 trillion in assets and a global banking platform HIGH-DEPOSIT BRANCH | $160 MILLION IN DEPOSITS - ?The Chase Bank branch reports approximately $160 million in deposits, reflecting deep customer engagement, consistent transaction volume, and a well-established presence within the Saginaw trade area ABSOLUTE NNN GROUND LEASE | ZERO LANDLORD RESPONSIBILITIES - ?True passive investment structure with no landlord obligations, providing consistent and predictable cash flow TOP 15% PERFORMING LOCATION NATIONWIDE - ?This branch ranks in the top 15% of all Chase locations by customer visits (Placer.ai), highlighting strong deposit activity and long-term strategic importance LOW RENT BASIS SUPPORTS LONG-TERM TENANT VIABILITY - ?In-place rent is modest relative to national branch economics, creating a highly sustainable occupancy cost structure that supports long-term renewal probability and continued site profitability DENSE RETAIL TRADE AREA | 3M+ SF WITHIN 1 MILE - ?Surrounded by a critical mass of national retailers, grocery anchors, and service users that drive consistent daily traffic and support long-term site viability