40 Church Street consists of a free standing bank branch located in the downtown section of the City of White Plains in which has major residential and commercial development within blocks of subject property.  Additionally, property is  adjacent to a Hamilton municipal parking garage containing over 1000 parking spaces. The 1 ½ story building consists of approximately 1,782 sf plus a basement measuring approximately 528 sf.   for storage and utilities The first floor contains an entrance foyer with an area designated for an ATM/night depository, three teller stations, an area for a vault, several open office cubicles and one lavatory.  The second floor contains an employee break room/kitchenette, a conference room and a private office.  There is on-site parking in the rear of the building for 4 cars.   The neighborhood is mostly commercial in character and is dominated by multistory office building and office/retail buildings. To the east of the building, its dominated by midrise apartment building.  To the south along Mamaroneck Avenue, the area is populated with retail, City Center and muti story apartment/retail buildings. To the west, the neighborhood is improved with numerous office building as well as ground-level retail uses.   The building is located with excellent accessibility to highway networks, employment centers and public transportation. In fact, its located .42 mile of White Plains Transportation Center (railroad station and bus depot)