This 7,410± SF mixed-use property is located in the heart of downtown Cortland, directly across from Central Avenue. The building offers income potential and flexibility with its layout. The ground level features retail, office, or service space currently occupied by State Farm Insurance, providing a stable tenant for immediate income. The upper two floors are gutted and ready for redevelopment into multiple apartment units, creating a unique opportunity for mixed-use or residential conversion in a growing market. The property benefits from its placement in an area undergoing major revitalization. Downtown Cortland recently received $10 million through the Downtown Revitalization Initiative, resulting in infrastructure improvements, enhanced pedestrian access, and safety measures. In addition, the conversion of Main Street back to two-way traffic in 2025 is set to boost visibility and foot traffic, supporting long-term value for new business or residential uses. Located just 0.5 miles from SUNY Cortland with nearly 7,000 students, the site also enjoys a strong consumer base. Surrounding businesses include long-standing restaurants and retailers, making it an attractive investment in a walkable urban setting.