Interiors: The first-floor dental office has operated in this location for more than 30 years and features modern, recently renovated improvements. The suite includes five dental chairs, four dedicated workspaces, a kitchenette, lab area, and storage rooms. A carpeted waiting area and hardwood workspaces create a professional environment, with two half-baths finished in ceramic tile. The terrace-level retail suite includes two large showrooms, two private offices, and two half-baths, with laminate flooring throughout and a mix of fixed and suspended grid ceilings — a versatile layout for service or boutique retail uses. The second-floor, two-bedroom, two-bathroom apartment offers an impressive 2,119 sq. ft. of living space with hardwood flooring in the living areas and ceramic tile in the kitchen and baths. The third-floor, one-bedroom, one-bathroom apartment provides 978 sq. ft. of living space and features attractive parquet flooring with ceramic tile in the bath. Both apartments are in exceptional condition and include granite countertops, wood shaker cabinets, and modern stainless-steel appliances, including 30? electric ranges, dishwashers, built-in microwaves, and disposals. Each unit has its own washer and dryer, offering in-unit convenience for residents and reducing maintenance responsibilities for the owner. Utilities: Each unit is separately metered for electric service, allowing tenants and commercial occupants to pay directly for their own usage. Every unit features its own heat pump with central air conditioning and an individual electric water heater. With no gas utility, building systems are simple to maintain and easy to manage — an advantage for investors focused on efficiency and predictable operating costs. The commercial tenants’ leases provide built-in utility billbacks, optimizing cash flow for the investor. The 300 block of North Charles Street is a distinctive stretch of historic retail storefronts with renovated upper-floor apartments, where both businesses and residents benefit from an address on Baltimore’s “Main Street.” Charles Street serves as the dividing line between East and West Baltimore and has long been home to quality restaurants, cafés, and neighborhood food providers. This block transitions shoppers and professionals from Downtown to the Mount Vernon Historic District, adding value through visibility and steady pedestrian activity. Kitchens, bathrooms, heating and cooling systems, and electric service have all been updated and modernized, keeping the stores and apartments attractive to users, residents, and their guests or customers. A well-maintained building with modern systems offers dependable performance and limited need for improvements. The second-floor, 2,119-square-foot, two-bedroom apartment presents an opportunity for value creation by converting it into two one-bedroom units—potentially increasing monthly income, improving rentability and enhancing overall property value. What’s Special: The 300 block of North Charles Street is a distinctive stretch of historic retail storefronts with upper-floor apartments, where both businesses and residents benefit from an address on Baltimore’s “Main Street.” Charles Street serves as the center street for Baltimore City and has long been home to quality restaurants, cafés, and neighborhood food providers. This block transitions shoppers and professionals from Downtown to the Mount Vernon Historic District, adding value through visibility and steady pedestrian activity. Kitchens, bathrooms, heating and cooling systems and electric service have all been updated and modernized, keeping the stores and apartments attractive to users, residents and their guests or customers. A well-maintained building with modern systems offers dependable performance and limited need for improvements. Value-Add Opportunity: The second-floor, 2,119-square-foot, two-bedroom apartment presents an opportunity for value creation by converting it into two one-bedroom units—potentially increasing monthly income, improving rentability, and enhancing overall property value. Investment Summary (As-Is) $1,200,000 $300,000 Per Unit $194 Per Sq. Ft. 8.1 Times Market Rent (GRM) 8.48% Cap Rate 7.8% Projected Cash-on-Cash Return Investment Summary (Add Apartment) $1,200,000 + $54,000 Renovation Budget $250,800 Per Unit $202 Per Sq. Ft. 7.8 Times Market Rent (GRM) 8.88% Cap Rate 9.2% Projected Cash-on-Cash Return