Marcus & Millichap is pleased to present Citizens Bank located at 2255 Hudson Avenue in Irondequoit, NY, a newly constructed, corporate-guaranteed net-lease investment positioned within one of the Rochester MSA’s most established suburban retail corridors. Offered at $1,409,091 with a 5.50% cap rate, the property delivers $77,500 in annual net operating income secured by a brand-new 2026 construction branch featuring modern design, strong visibility, and efficient site access. The asset is backed by a corporate ground lease guaranteed by Citizens Financial Group, one of the largest and most established regional banks in the United States. With ±10 years of remaining primary term, zero landlord responsibilities, and scheduled rent increases—including a 5% bump in Year 6 followed by 10% increases every five years—the property offers stable, predictable income with built-in long-term growth. Strategically positioned along Hudson Avenue, a heavily traveled north-south arterial serving Irondequoit and connecting directly to Downtown Rochester, the site benefits from strong daily traffic, dense surrounding residential neighborhoods, and proximity to major retail anchors including Wegmans, ALDI, Dollar General, and multiple national QSR brands. The combination of new construction, corporate credit, and a prime infill suburban location makes this a compelling long-term passive investment within a high-performing Upstate New York market.