Investment Highlights: Non-Rent-Controlled Fourplex – rare legal classification in San Francisco $98,431 Annual Positive Cash Flow with today’s rates and conservative rent assumptions Seller Financing Available – $1,000,000 carry + $500,000 down payment Flexible Ownership Structure – buy entire building or split residential/commercial components Located in Coveted Central Sunset – blocks to Ocean Beach and Muni lines Owner-Occupant or Condo Conversion Ready – live in the large unit or split ?? Property Overview – 1927–1929 Taraval St, San Francisco This unique four-unit mixed-use building offers a rare combination of flexibility, income, and upside potential. Unit Breakdown: Unit 1 (Large Residential): $4,950/month Unit 2 (Small Residential - Commercial Use): $2,200/month Unit 3 (Small Residential - Commercial Use): $3,300/month Unit 4 (Commercial - Vacant): Market rent potential $5,000–$5,900/month ?? Income & Expense Summary Low Estimate: Total Monthly Rent: $15,450 Annual Gross Income: $185,400 Operating Expenses (6% management): $11,124 Net Operating Income (NOI): $174,276 ?? Financing Scenario & Positive Cash Flow Assuming buyer finances the $950,000 balance (after $1M seller carry + $500K down) at 7.00% interest for 30 years, monthly payments are: Monthly Mortgage: $6,320 Annual Debt Service: $75,844 ?? Annual Cash Flow Calculation: NOI = $ 174 , 276 Annual Mortgage Payments = $ 75 , 844 Cash   Flow   (before   taxes) = $ 174 , 276 - $ 75 , 844 = $98,431 NOI=$174,276 Annual Mortgage Payments=$75,844 Cash Flow (before taxes)=$174,276-$75,844=$98,431 ? Positive Income of $8,202/month or $98,431/year This means that even after debt service, the investor walks away with nearly $100K per year in passive income, with the potential for more once the commercial unit rents at top market rate. ?? Key Metrics: Metric Value (Low Estimate) Cap Rate 7.11% Cash-on-Cash Return (25% down) 28.45% GRM (Gross Rent Multiplier) 13.2 GIM (Gross Income Multiplier) 13.2 These numbers are strong by any standard, and particularly rare for a property in one of San Francisco’s most stable and sought-after submarkets. ?? Endless Upside Potential Live in the large residential unit and rent the others, or pursue condo conversion. Lease out the vacant commercial storefront to a local business or office tenant. Seller is flexible – willing to sell residential or commercial units separately at the right price. ?? Location, Location, Location Positioned in the heart of the Sunset, this building offers: Steps to Ocean Beach, Muni L-Taraval, Sunset Boulevard, and Golden Gate Park High foot traffic and strong tenant demand Walkable, transit-rich, and part of a historically high-appreciation corridor ?? Contact us today for financial models, OM (offering memorandum), or to schedule a tour.