1040 Payne Avenue is a well-located, mixed-use commercial building situated on Payne Avenue in North Tonawanda, NY — a designated city boulevard and one of the city's main traffic arteries. Built in 1973, the ±8,582 SF building features ground-floor retail and service tenants, with the entire second floor now available for lease as a single unit. The available second-floor space totals approximately 4,304 SF and offers a flexible layout well suited for professional office use or a service-oriented business. The space includes a mix of private offices and a large open area, a kitchen for tenant use, and separate men's and women's restrooms. A dedicated second-floor stairway provides direct access, and street-facing windows bring natural light throughout the space. The property benefits from its position along a heavily-traveled corridor connecting to Oliver Street and Ward Road, with the City of North Tonawanda recently securing a $1.6 million federal grant to modernize traffic signals and intersections along this stretch of Payne Avenue. The site is within walking distance of Mid-City Plaza and a dense mix of restaurants, retail, and everyday conveniences, placing tenants at the center of an established and active commercial corridor. Zoned C-1 (Commercial), the property is offered for lease at $7.00/SF/YR ($2,510.95/month) for the entire second floor.